Car finance for your next used car

Look beyond the monthly payment

On a vehicle page, adjust the deposit and repayment term to see an illustration. Compare the cash price, amount borrowed, APR, total amount payable and any final payment. A longer term may lower the monthly instalment while increasing the overall cost.

The website calculator is an illustration, not a lender quotation or an offer of credit. The actual product, rate, fees and repayments must be confirmed in the lender's documents before you agree to proceed.

How to get started

1. Choose an available vehicle, or talk to us about what you need.
2. Consider your deposit and a monthly budget that also leaves room for insurance, fuel, maintenance and other commitments.
3. Complete the application accurately through the form on this page.
4. Review any proposed finance agreement, costs and disclosures before making a decision.

Have a car to exchange? Request a valuation and discuss how any agreed equity or outstanding finance affects your purchase.

Applying and protecting your information

The application asks for personal and financial information needed to assess your enquiry and progress the finance process. Read the notices shown with the form before submitting. Do not put bank-card details, passwords or identity documents into a general contact message.

If you are unsure about credit searches, ask us to explain which checks apply and when before authorising the next step. Read our privacy information.

Common finance questions